At Acumen, we are strongly committed to protecting the personal and financial information that you submit to us. This information is provided when you register to receive certain services or products, such as online share trading. The personal information we get from you will help us provide you with improved services and products that match your needs as closely as possible. We shall not sell your personal information to any third party. However, under certain conditions, we would share this information.
We, at Acumen, acknowledge and accept that the personal details that you impart to us, is to be kept in strict confidentiality and to use the information only in a manner that would be beneficial to our customers. We consider our relationship with you as invaluable and strive to respect and safeguard your right to privacy. We shall protect the personal details received from you with the same degree of care, but no less than a reasonable degree of care, to prevent the unauthorized use, dissemination, or publication of this information as we protect our confidential information of a like nature. We shall use the personal information to improve our service to you and to keep you updated about our new product or information that may be of interest to you. The information collected from you would be used in the right spirit and context in which it is intended to be used. Your information would be used by us to process your trading request and to carry out the settlements of your obligations.
All contents of this website are protected. All rights on this website are reserved and no part of this site shall be reproduced, stored in a retrieval system or transmitted in any form or by any means including the right of translation in any language without the permission of Acumen group. Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question. We gather and store certain information i.e. IP address, browser type (e.g. Internet Explorer, Chrome, Firefox, Safari etc.), the date and time of your visit and the pages on our website number of pages viewed etc. to provide better service for our users. We use the information to get page view statistics, to analyze trends and better understand the usage of the site, and for system administration purposes. This information cannot and does not identify you personally. We understand clearly that You and Your Personal Information is one of our most important assets. We store and process Your Information including any sensitive financial information collected (as defined under the Information Technology Act, 2000), if any, on computers that may be protected by physical as well as reasonable technological security measures and procedures under Information Technology Act 2000 and Rules thereunder. If you object to your Information being transferred or used in this way, please do not provide the details of your information on the Website.
To ensure the security of access to the personal information and transaction details, access to the secured zone of our website is restricted by the unique login ID and Password selected by you. You should be very careful in handling the ID and password and you should ensure that you do not reveal it to anybody, nor do you keep it in writing. You should keep changing your password periodically. We and our affiliates will share/sell/transfer/license/convey some or all of your personal information with another business entity to carry out any business activity or re-organization, amalgamation, restructuring of business or for any other reason whatsoever. Once you provide your information to us, you provide such information to us and our affiliate and we and our affiliate may use such information to provide you various services concerning your transaction conducted on www.acumengroup.in.
ACUMEN may render its services, collect personal information such as:
Name, gender, residential / correspondence address, telephone number, date of birth, marital status, email address or other contact information; PAN, KYC Status, Signature and Photograph; Bank account or other payment instrument details; or any other detail for providing services.
ACUMEN offers an online platform System for carrying out trade transaction that collects such personal data or information to process your financial and non-financial transaction requests. The information so collected may be shared with SEBI/ NSE/ BSE/ MCX /Asset Management Companies of Mutual Funds/Registrar and Transfer Agents/Collecting Banks/KYC Registration Agencies (KRAs) etc. solely to process your transaction requests or serve you better. Under certain circumstances, we may be required to share the information given by you with the third parties, where we feel they can contribute to add value and improve the quality of services imparted by us to you. We shall take all reasonable steps to ensure that the confidentiality of your information is maintained by imposing strict confidentiality standards on all the third parties with whom we part this information. In all circumstances, we shall ensure that your personal information is protected by a strict confidentiality agreement. We shall not allow any third parties to retain your personal information longer than what is warranted by the nature of services rendered. We would also impart your personal information wherever it is required to be disclosed under law to any of the governmental agency or regulatory bodies. By agreeing to avail of the service offered by ACUMEN you have agreed to the collection and use of your Sensitive Personal Data or Information by ACUMEN. You always have the right to refuse or withdraw your consent to share/disseminate your Sensitive Personal Data or Information by contacting customer care. However, in such an event, you would no longer avail of the services of ACUMEN.
We may also collect certain non-personal information, such as your internet protocol address, web request, operating system, browser type, URL, internet service provider, IP address, aggregate user data, browser type, software and hardware attributes, pages you request, and cookie information, etc. Our primary goal in doing so is to provide you with a safe, efficient, smooth and customized experience on the Platform.
We use the Personal Information and other Non-Personal Information, for the following:
The use of information received from Google APIs will adhere to Google API Services User Data Policy, including the Limited Use requirements.
The act of providing your Aadhaar is voluntary, which will only be required for completing your account opening procedure online and for digitally signing the Acumen account opening form. Your Aadhaar may also be used as proof of address as a choice to driver’s license or Passport copy, which is a voluntary decision to be made by You.
You may alternatively choose to go through the offline route of account opening by physically signing all such account opening documents, which does not require you to share your Aadhaar information at all.
During your online account opening process, you do not input any Aadhaar details on the Acumen platform. You would be issuing your Digital Aadhaar to Digilocker, from where Acumen (Acumen is registered as a Requester on the Digilocker platform) would receive information, based on your consent to allow Digilocker to share such information with Acumen, limited to (1) The last four digits of your Aadhaar / VID (Virtual ID created on the UIDAI website), (2) Full Name, (3) Date of Birth, (4) Gender, (5) Address, and (6) Your Photo.
Digilocker is a part of the National eGovernance Division under the Ministry of Electronics & Information Technology (MeitY), Government of India. The Digital Aadhaar issued within DigiLocker is the same as the eAadhaar issued by UIDAI (https://eaadhaar.uidai.gov.in). DigiLocker has partnered with UIDAI to make it available automatically to its users when they link their DigiLocker account with Aadhaar. This act of issuing an eAadhaar within Digilocker and subsequently Digilocker sharing the information limited to the above points leads to behaving as a physical KYC. Acumen only receives information limited to the above points to complete the KYC of clients online.
All clients may alternatively follow the offline route of account opening, which does not require sharing any Aadhaar related information.
During your online account opening process, you would also be sharing your Aadhaar with Digiotech Solutions Pvt. Ltd. to digitally sign the Acumen account opening form. Digiotech Solutions Pvt. Ltd. does not share your Aadhaar with Acumen. After the account opening form has been digitally signed by you, a copy of the digitally signed form would be emailed to you and Acumen for reference/audit purposes. Digiotech Solutions Pvt. Ltd. is a licensed e-Sign ASP (Application Services Provider) with CDAC, compliant with the guidelines laid down by the Controller of Certifying Authorities (CCA), India and UIDAI, to enable you to eSign the account opening forms online.
Acumen may from time to time collect information, i.e. Non-personal information which cannot be used to identify you personally, while You are using the website or mobile application. Acumen may from time to time collect information such as Non-personal information such as IP (internet protocol) addresses, browser types, the name of your ISP (internet service provider), information about a third party link/URL from where You arrive to our website/mobile application, which pages/URLs do You click on the Acumen website / mobile application, and the amount of time spent on each.
Acumen uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics uses first-party cookies to report on user interactions with our web-based services. These cookies store non-personally identifiable information.
Acumen does not share any of your information with third parties except: (i) with respect to providing the information or services that you have requested earlier, (ii) or with your express permission for sharing such information, or (iii) with intermediaries/applications who require such information as per regulatory requirements and procedure laid down by SEBI/Exchanges.
Under no circumstances will we sell or rent your personal information to anyone, for any reason, at any time. Acumen has taken best and reasonable steps to ensure prevention of any unauthorised disclosure of your sensitive personal information.
Disclosure for regulatory compliances: Acumen will share your information with judicial, administrative and regulatory entities to comply with any legal and regulatory requirements.
Disclosures with your prior consent: If, at any time, you choose to utilise the integrated services of third party service partners through us, we will share your information with these third party service partners with your prior consent.
Disclosures with your prior consent: If, at any time, you choose to utilise the integrated services of third party service partners through us, we will Disclosure for provision of services: Acumen will share your information with third party vendors of Acumen as necessary for the provision of services. Authorized third party vendors are bound by the same standards of data security practices and procedures as we are under law and contract. They are subject to the same penalties as we are for the unauthorised disclosure of your personal information.share your information with these third party service partners with your prior consent.
When You use the website or send emails or other data, information or communication to us, you agree and understand that you are communicating with us through electronic records and you consent to receive communications via electronic records from Us periodically and as and when required. We may communicate with you by email or by such other mode of communication, electronic or otherwise.
The information contained on this website is for general information purposes only. The information is provided by Acumen and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability concerning the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Through this website, you can link to other websites which are not under the control of Acumen. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Acumen takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of you (Payer / Cardholder) having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.
Opening a trading and demat account with us takes approximately 12 hours to 24 hours. You may place the cancellation request with our support team within 12 hours of the submission of your application with us. On receipt of the cancellation request, the account opening shall not be proceeded with. Refund shall be provided only for any excess payment of account opening charges made to us during application of your Trading and Demat Account and confirmation from the banking partner concerning receipt of such payment from you. No refund of account opening charges shall be made once the Trading and Demat account is opened with us. Once your Trading and Demat account are opened any payments made thereafter will be credited towards your account and there shall be no refunds.
Our Platform has reasonable security measures and safeguards in place to protect your privacy and Personal Information from loss, misuse, unauthorized access, disclosure, destruction, and alteration of the information in compliance with applicable laws. Further, whenever you change or access your account on the Platform or any information relating to it, we offer the use of a secure server. We cannot however ensure or warrant the security of any information you transmit to the Company or guarantee that Your Personal Information and/or other Non-Personal Information provided for availing the Services or Platform may not be accessed, disclosed, altered or destroyed by a breach of any of our security measures and safeguards.
The content and information contained within our website or the one delivered to you is the property of Acumen and any other third party or partner (where applicable). The trademark, trade names and logos that are used and displayed on our website are proprietary to us and other third parties or partners. Nothing on our website should be construed as granting of any license or right to you to use any Trade Marks, Trade Names and Logos displayed on our website. We retain all proprietary rights on our website. Users are prohibited from using the same without the written permission of Acumen or such other parties as deemed essential. Without the prior written consent of Acumen, no part of any materials on our website may be modified, reproduced, copied, stored, transmitted, distributed, used for creating works or used in any other way for commercial or public purposes.
Please note that this policy may change from time to time. If ACUMEN change its policies and procedures, ACUMEN will post those changes on the ACUMEN website to keep you/users aware of what information. Changes to this Policy are effective when they are posted on this page.
Investor grievances can be addressed to: firstname.lastname@example.org.
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