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Types of Insurance |
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Insurance is a basic form of risk management which provides protection against possible loss to life or physical assets. A person who seeks protection against such loss is termed as insured, and the company that promises to honour the claim, in case such loss is actually incurred by the insured, is termed as Insurer. In order to get the insurance, the insured is required to pay to the insurance company (i.e. the insurer) a certain amount, termed as premium, on a periodical basis (say monthly, quarterly, annually, or even one-time). Insurance can be broadly classified into 2 types, which are :
- Life Insurance
- General Insurance
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| Life Insurance
Insurance against risk of loss to one's life is covered under Life Insurance. Life insurance is also known as long term insurance or life assurance. It includes Whole Life Assurance, Endowment Assurance, Assurances for Children, Term Assurance, Money Back Policy etc. We are dealing with almost all life insurance companies in the Indian market like Bajaj Allianz, Birla Sun Life, HDFC STD Life, Kotak Mahindra, MetLife Life, SBI Life, TATA AIG, LIC, Aviva, ING Vysya, Max Newyork etc. To buy or get information on life insurance companies & products offered by us, please click here. |
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| General Insurance
Insurance against risk of loss to assets like car, house, accident etc. is covered under General or Non-life Insurance. General insurance includes fire insurance, marine insurance, motor insurance, theft insurance, health insurance, personal accident insurance etc. We are providing the General Insurance products of both Govt. sector & Private sector companies. Major Players in the General Insurance Industry are Bajaj Allianz, Cholamandalam, HDFC, ICICI, Reliance, Royal Sundaram, Tata AIG, Star Health, IFCO Tokyo, National Insurance, Oriental Insurance, New India Assurance, United India Insurance etc. To buy or get information on general insurance companies & products offered by us, please click here. |
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